BECOME THE FUTURE OF FINANCE

Prototype, build and scale any financial use-case using our unique open banking platform and super simple APIs.

We set out to make it super simple to access financial services by giving "access to global banking with 5 lines of code".

Nigel & Clive

Founders, Railsbank

One API to a complete set of banking, cards, payments & compliance capabilities

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Issue

Ledgers

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Transaction

Control

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Issue

IBANs

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Transaction

Monitoring

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Issue

Debit Cards

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Transaction

Investigation

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Receive Money

Bank transfer

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Convert

Money

Spend Money

Cards

Collect Money

Cards / DD

Send Money 

Bank transfer

 

Railsbank simplifies implementing your ideas and getting to market fast 

Put yourself in the shoes of a product manager or developer who has been asked to integrate global banking and an own branded debit card into your app or business.

You may not realise how hard and time consuming this might be.

Our unique open banking and compliance platform connects companies like you into the world of financial services as easily as using the Twitter API.  See how we do this...

Industry recognised for open banking innovation and market leadership.

One of Europe's 50 hottest FinTech companies

Startup in Residence

2016 cohort

Programme members
2017 cohort

Winners FinTech legal fund
prize 2016

Winners 2017

startup pitch

 

A rich set of banking and debit card capabilities to deliver your ideas

Issue Ledgers

Ledgers are stores of value that can be credited or debited. 
(e.g. EUR, GBP, gold, reward points).

Issue IBANs

The globally unique address of a ledger so it can be credited/debited by payment schemes.

Issue Cards

Issue your own Mastercard debit cards that can spend value held in ledgers.

Receive Money

Credit a ledger with value received from a payment scheme.
(e.g. SEPA, SWIFT, BACS).

Send Money

Debit value from a ledger when value is sent using a payment scheme.

(e.g. SEPA, SWIFT).

Collect Money

Pull value from a bank account or card via a payment scheme.

(e.g. Direct Debit, Mastercard, PSIP).

Spend Money

Enables people to spend value held in a ledger by authorising debit card transactions.

Convert Money

Converts value between different assets held in ledgers.

(e.g. EUR, GBP, Gold, Silver)

Manage Credit

Coming soon - matching wholesale lending suppliers with credit distributors.

 

Our Compliance Firewall™ manages your compliance & fraud risk

Transaction

Control

Configure real-time rules to enforce compliance policies.

Transaction

Monitoring

Real-time transaction monitoring and screening for AML and fraud.

Transaction

Investigation

Manage transactions that breach compliance and fraud policy.

 

Register in under 30 seconds! Issue live accounts in under 15 mins!

1

Register on Railsbank and log on the Railsbank app.  This will take you less than 30 seconds.

2

Have a look at the API guides and docs and the "quick start" guides to get familiar with the APIs.

3

Get API keys for our PLAY environment to try out the APIs with test data.

4

Get API keys for our PLAYLive environment to try out the APIs with real IBANs and real money (see the guides and docs for details).