BECOME THE FUTURE OF FINANCE
Prototype, build and scale any financial use-case using our unique open banking platform and super simple APIs.
We set out to make it super simple to access financial services by giving "access to global banking with 5 lines of code".
Nigel & Clive
Founders, Railsbank
One API to a complete set of banking, cards, payments & compliance capabilities
Issue
Ledgers
Issue
IBANs
Issue
Debit Cards
Receive Money
Bank transfer
Send Money
Bank transfer
Collect Money
Cards / DD
Spend Money
Cards
Convert
Money
Transaction
Control
Transaction
Monitoring
Transaction
Investigation
Â
Railsbank simplifies implementing your ideas and getting to market fast
Put yourself in the shoes of a product manager or developer who has been asked to integrate global banking and an own branded debit card into your app or business.
You may not realise how hard and time consuming this might be.
Our unique open banking and compliance platform connects companies like you into the world of financial services as easily as using the Twitter API. See how we do this...
Industry recognised for open banking innovation and market leadership.
One of Europe's 50 hottest FinTech companies
Startup in Residence
2016 cohort
Programme members
2017 cohort
Winners FinTech legal fund prize 2016
Winners 2017
startup pitch
Â
A rich set of banking and debit card capabilities to deliver your ideas
Issue Ledgers
Ledgers are stores of value that can be credited or debited.
(e.g. EUR, GBP, gold, reward points).
Issue IBANs
The globally unique address of a ledger so it can be credited/debited by payment schemes.
Issue Cards
Issue your own Mastercard debit cards that can spend value held in ledgers.
Receive Money
Credit a ledger with value received from a payment scheme.
(e.g. SEPA, SWIFT, BACS).
Send Money
Debit value from a ledger when value is sent using a payment scheme.
(e.g. SEPA, SWIFT).
Collect Money
Pull value from a bank account or card via a payment scheme.
(e.g. Direct Debit, Mastercard, PSIP).
Spend Money
Enables people to spend value held in a ledger by authorising debit card transactions.
Convert Money
Converts value between different assets held in ledgers.
(e.g. EUR, GBP, Gold, Silver)
Manage Credit
Coming soon - matching wholesale lending suppliers with credit distributors.
Â
Our Compliance Firewall™ manages your compliance & fraud risk
Transaction
Control
Configure real-time rules to enforce compliance policies.
Transaction
Monitoring
Real-time transaction monitoring and screening for AML and fraud.
Transaction
Investigation
Manage transactions that breach compliance and fraud policy.
Â
Register in under 30 seconds! Issue live accounts in under 15 mins!
1
Register on Railsbank and log on the Railsbank app. This will take you less than 30 seconds.
2
Have a look at the API guides and docs and the "quick start" guides to get familiar with the APIs.
3
Get API keys for our PLAY environment to try out the APIs with test data.
4
Get API keys for our PLAYLive environment to try out the APIs with real IBANs and real money (see the guides and docs for details).
