Prototype, build and scale any financial use-case using our unique open banking platform and super simple APIs.

Put yourself in the shoes of a product manager or developer who has been asked to integrate global banking and an own branded debit card into your app or business.

You may not realise how hard and time consuming this might be.

Our unique open banking and compliance platform connects companies like you into the world of financial services as easily as using the Twitter API.  See how we do this...

questions? - talk to an expert

Issue Ledgers

Ledgers are stores of value that can be credited or debited. 
(e.g. EUR, GBP, gold, reward points).

Issue IBANs

The globally unique address of a ledger so it can be credited/debited by payment schemes.

Issue Cards

Issue your own Mastercard debit cards that can spend value held in ledgers.

Receive Money

Credit a ledger with value received from a payment scheme.
(e.g. SEPA, SWIFT, BACS).

Send Money

Debit value from a ledger when value is sent using a payment scheme.

(e.g. SEPA, SWIFT).

Collect Money

Pull value from a bank account or card via a payment scheme.

(e.g. Direct Debit, Mastercard, PSIP).

Spend Money

Enables people to spend value held in a ledger by authorising debit card transactions.

Convert Money

Converts value between different assets held in ledgers.

(e.g. EUR, GBP, Gold, Silver)

Manage Credit

Coming soon - matching wholesale lending suppliers with credit distributors.

Transaction

Control

Configure real-time rules to enforce compliance policies.

Transaction

Monitoring

Real-time transaction monitoring and screening for AML and fraud.

Transaction

Investigation

Manage transactions that breach compliance and fraud policy.

1

Register on Railsbank and log on the Railsbank app.  This will take you less than 30 seconds.

2

Have a look at the API guides and docs and the "quick start" guides to get familiar with the APIs.

3

Get API keys for our PLAY environment to try out the APIs with test data.

4

Get API keys for our PLAYLive environment to try out the APIs with real IBANs and real money (see the guides and docs for details).