Empowering a new generation of embedded finance experiences

We’ve been pioneering innovations and pushing boundaries ever since we were founded. Today we’re leading the way in making financial products and services digital and embeddable, enabling deeper and richer customer experiences with the brands people love.


Pioneering embedded finance. Powering amazing experiences.

Working in fintech since the 1990s, our founders gained valuable experience of building successful companies and identifying new opportunities. In 2016 they created Railsbank, assembled a talented team and began building our world-class platform. Together we’re committed to realising our ambition of embedding financial services for brands who want to build deeper engagement with their customers.



Railsbank is founded by Nigel Verdon and Clive Mitchell

 Nigel Verdon and Clive Mitchell, serial fintech entrepreneurs who previously established Evolution and Currency Cloud, among other successful and award-winning companies. Originally founded in London, Railsbank has since expanded across Europe, SE Asia, Australia and the US.


We use embedded finance to enable a world of richer finance experiences with the brands people love.

To enable any business or brand to rapidly prototype, launch and scale financial products that are directly embedded within their own user experience.

We will achieve this by democratising access to finance through replacing legacy industry infrastructure and being a simple to use turnkey platform.


We work with some of the world’s most adventurous brands to deliver the richest experiences for their customers.

Meet our Senior Leadership Team and discover how their commitment and experience are shaping our company today.

Railsbank co-founder Clive has more than two decades of experience in business and technology, including roles at Morse Transaction Services, Bourne Leisure, and as a founding partner of Digital Change Partners. He also worked for PWC as a Management Consultant, having gained his MBA from Henley Management College. Clive has a passion for building and leading world-class technology teams and strategic digital innovation. In a former life he was a Weapons Engineer Officer in the Royal Navy Submarines service.

John has spent over 25 years building commercial teams in technology sales. He first encountered cloud and SaaS businesses in 2010 when leading the EMEA Cloud business for Rackspace, before joining Currency Cloud in 2014. Since then, he has worked with businesses such as Fuse and 1E, helping guide their journey into SaaS business models and cloud services. When not in the Railsbank office, John can be found walking his beloved dog Harper, racking up the runs for Long Ditton Cricket Club, or scuba diving into wrecks around the world.

An Economics and History graduate from the University of Leeds, Steve is a member of the Institute of Chartered Accountants in England and Wales. His extensive career in finance has included roles at KPMG, as CFO and COO at Mizuho International and Fox-Pitt Kelton investment banks, and as CEO for RAB Capital plc. Steve knows the importance of exemplary financial management but is also keen to bring a more human face to finance within Railsbank, both for his colleagues and their partners and customers.

Before co-founding Railsbank, Nigel was already a successful fintech entrepreneur, having previously founded Evolution and Currency Cloud, which were both sold to well-known publicly listed companies. He brings a wealth of capital markets experience gained at Nomura, Swiss Bank Corp and Dresdner Kleinwort Investment Bank. Nigel's ambition for Railsbank is to enable the world’s most ambitious brands to deliver exceptional embedded finance experiences for their customers. His taste for adventure has taken him to many places, from 17,769 feet up in the Himalayas, to sailing across the world’s oceans and flying paragliders over the skies of the UK.

Nigel Verdon

Co-Founder & CEO

Nigel Verdon
Clive Mitchell

Co-Founder & CIO

Clive Mitchell
Steve Couttie


Steve Couttie
John Hammond


John Hammond

Dov has extensive experience in FinTech with a track-record of building both startup and multi-billion dollar API. Businesses
He has led 2 of the leading B2B FinTech platforms, Green Dot BaaS and Currencycloud through exponential growth by building multi-million partnerships with Uber, Intuit, Stash and Wealthfront, amongst many others. Dov’s adventurous spirit would like to take him night volcano trekking in Indonesia – a trip his family is keen for him to do on his own.

Stuart was formerly Managing Director of Wise Business and Wise Platform, where he built, launched and scaled their business propositions to represent 20% of their £9bn listing. He was also previously at Paysafe Group, where he was responsible for all consumer products representing £100m of revenue, and at another stage of his career was a VP Product at Visa Europe. A keen cyclist, Stuart swapped mountain biking for road cycling when he abandoned his northern roots and settled in SE London with his husband.

Stuart Gregory


Stuart Gregory
Louisa Murray


Louisa Murray
Dov Marmor

COO, N. America

Dov Marmor

A financial services pioneer, Louisa was one of CIBC and Barclays Bank’s first female traders. Now a highly experienced cryptocurrency specialist, she was named on the 2020 ‘Rising Women in Crypto’ list published by Wirex and The Fintech Times. Louisa combines her keen eye for profitability with a commitment to nurturing and supporting the Railsbank team through our rapid international growth. She strongly believes in good communication, learning to prioritise, and helping every individual recognise and develop their own special talents. When not encouraging our team to reach for the stars, Louisa’s competitive nature finds her hitting aces on the tennis court or hiking along the Suffolk Coast.

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Come and join an amazing team…

At Railsbank we’re the global banking and compliance platform on which the world’s most innovative brands build their business. Our people are the ones who make it happen. We’re passionate about creating an inclusive and rewarding environment where everyone can bring their true selves to work. We’re all striving towards a common goal, yet we value everyone’s uniqueness and give everyone a voice. In fact, our truly global team speaks more than 39 different native languages, and represents humanity in all its richness and diversity.


Come and show us what a Railsbank person can be.